About eSign

Available from Gemstone, eSign is an electronic signature or click-through option that replaces "wet" signatures by the simple click of a mouse. eDocs are the paperless versions of legal documents required in the closing package. In early 2006, AmTrust introduced its first paperless legal document--the eNote. Now, most legal closing documents have been converted to eDocs and are available for electronic signature via eSign.

eSign is available for most table-funded Conforming Fixed, Conforming Portfolio Fixed, Conforming Standard ARM and Portfolio ARM programs. Interest-only and low documentation are additional eSign options. eSign utilizes all industry approved standards and requirements of authenticity.

To learn more about the legal framework and legislation supporting electronic mortgages please review the information from the following links:

Electronic Signatures in Global and National Commerce Act, passed June 2001

Uniform Electronic Transaction Act, passed 1999

Legal Framework for Electronic Mortgages

eSign Benefits

Compete as a Leader in Paperless Lending

As our partner, you are clearly positioned to become a front-runner in paperless mortgage technology. By adopting this technology today, you will immediately distinguish yourself by being one of the first to offer new, paperless mortgage closing solutions in your territory.

Faster Closings

Are you looking for a new way to accelerate your closings? With eSign, you can email the Closing Docs to your borrower, prior to closing. Customers will appreciate the opportunity to review documents prior to the scheduled closing, and will eliminate many time-consuming explanations later.

Stop Storing Paper and Reduce Costs

eSign not only offers you a more efficient closing experience, but helps you eliminate or reduce the costs associated with the storage and delivery of many paper documents. After the eSign transaction is successfully submitted you can save the electronically signed eDocs as a PDF.

Eliminate All Signature Errors & Missing Documents

eSign signatures are always correct and can’t be missed because every paperless document must be signed to complete the closing. And, because the loan assignment is now automated, it’s impossible to forget those elusive allonges ever again!

Perfect Paperless Document Integrity

When paperless documents are signed and submitted electronically, they instantaneously become part of a tamperproof digital package after closing -- always remaining together and in the proper order.

Immediate Paperless Document Delivery

Paperless closing documents are immediately transmitted and stored electronically, eliminating the need to double-check, copy and overnight them.

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