For California Table Funded Broker Transactions Registered Prior to 05.22.11
As previously communicated, loans registered on or after 05.22.11 on table funded broker transactions with a subject property address in California will close in the name of NYCB Mortgage Company, LLC. There is NO change in this requirement.

Update for Table Funded Broker Transactions Registered Prior to 05.22.11
For table funded broker transactions registered prior to 05.22.11 on subject properties in California we previously communicated that these loans would close in the name of "AmTrust Bank, a Division of New York Community Bank".

Effective immediately the use of "AmTrust Bank, a Division of New York Community Bank" will be discontinued and replaced by "New York Community Bank" on those applicable loans where documents are drawn 7.01.11 or after. This company name update must be reflected in the additional documentation noted below.

Again, this change only affects loans Registered prior to 5.22.11.

Flood/Hazard Insurance

New York Community Bank
Its Successors And/Or Assigns

Insurance Center
P.O. Box 8326
Springfield, OH 45501

Re: Loan Number XXXXXX

Mortgage Insurance

New York Community Bank
Its Successors And/Or Assigns

Attention: Insurance Dept.
1801 East Ninth Street, Suite 200
Cleveland, OH 44114

Re: Loan Number XXXXX

Closing Protection Documentation

New York Community Bank
Its Successors And/Or Assigns

Mail Code: OH99-0310
1801 East Ninth Street, Suite 200
Cleveland, OH 44114-3516

 

Important Reminders for Warehouse Funded Loans
Warehouse funded loans registered prior to 05.22.11 with a property address in California are subject to the following requirements:

  • The Mortgagee Clause (for all types of insurance) must read "New York Community Bank, ISAOA" or an endorsement to change the lender name must be provided.

  • The Mortgage Insurance Certification needs to list "New York Community Bank" as the insured Lender or an endorsement to change the lender name must be provided.

  • The "Good Bye" Letter issued by your company must list "New York Community Bank" as the new/future Servicer.

  • The note endorsement must contain stamped/typed verbiage that states "Pay to the Order of New York Community Bank".

  • For loans having an allonge to the Note, the allonge must have verbiage assigning the Note to New York Community Bank without recourse.

  • For MERS Originated Mortgages, the MIN that needs to be listed on the Note and Security Instrument is "1009244".

 

 

Published July 1st, 2011 

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